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[2003-07-31] How To Stick To Your Budget I've had a lot of people tell me that setting up their budget was simple but when it came to living by it payday after payday they admitted losing interest in a very short time.
[2003-07-31] What You Must Know About Emotional Intelligence Every minute of every day we're using our emotional intelligence either to bring about good results or bad in our work and relationships.
[2003-07-30] Take More Breaks and Get Ahead Faster? Apparently so. A recent study by Pfeffer and Sutton, presented in their book, "The Knowing-Doing Gap," found that when 1,000 employees in business, government, and non-profit organizations were surveyed, it turned out that most workplace learning goes on "unbudgeted, unplanned and uncaptured by the organization."
[2003-07-29] Secret of Happiness in Life and Business Let me begin by telling you a story...
In Indiana, there lives a woman who works 8 hour days 6 days a week at a local computer company. We will call her "Barbara" for the sake of this article.
[2003-07-29] STOP! Stop right now! These days we are all busy and under pressure to squeeze ever more into our working day. Often, we are so busy working and earning a living that we lose sight of our goals. This is especially true when you run your own business. You are so busy actually running your business that you lose sight of the reasons that you started it in the first place and the goals you want to achieve.
[2003-07-29] Your Friends and Your Wealth Do you know that your wealth is determined by the types of friends you spend most of your time with?
[2003-07-29] Money Lessons From Cashflow 101 I started playing Cashflow 101 board game two years ago. The board game was invented by Robert Kiyosaki, the best-selling author of Rich Dad Poor Dad, to increase your financial intelligence.
[2003-07-29] A Lesson of Life From A Friend The following is a true story...
Yesterday I received a phone call from a friend whom I last talked to almost two years ago.
[2003-07-29] Money Myths Of The Poor From tender age, we were exposed to myths about money and myths of being rich. Be it from our parents, brothers, sisters, relatives, or friends. The myths that we have determine our financial well being in our adult lives.
[2003-07-29] Are You Financially Fit? When it comes to health, you go for a medical checkup to see if you're physically fit. The medical report will tell everything about your health.
[2003-07-28] WHAT ARE YOU SAYING AND WHO IS LISTENING? When you speak, who is listening? This is the most important question you need to consider if you want to change or improve your life!
[2003-07-28] Things To Do Before You Move DECLUTTER
Consider anything that might be more costly to move than to rebuy. Have a garage sale, take things to Goodwill, call Habitat for Humanity to come pick up big pieces of furniture. When you come across something you haven't used in a couple of years, unless it's sentimental, consider getting rid of it.
[2003-07-28] How Can You Get Better Intuition? "Intuition is vital to the empowered employee," says Garrett Boone, CEO of the Container Store, "but intuition certainly doesn't come to the unprepared mind. The more knowledgeable you are, the better informed you are, the better prepared you are to use your intuition."
[2003-07-28] 8 THINGS TO DO IN A CRITICAL MOMENT Have you ever noticed that sometimes when you try to "fix your life", i.e. organize, maintain your cool, be nicer to others, or create things to enable your life to be all-around-better, that certain obstacles will come up which question exactly what you're trying to create?
[2003-07-28] How to Present Products Persuasively When you meet people for the first time and introduce yourself, what do you usually say? If you're like most people, you might say: "Hi, my name is Michel Fortin and I'm a marketing consultant" or "my name is John Doe, I sell vitamins on the Internet" (or whatever it is you do). These are called elevator speeches. But if we examine these typical elevator speeches a little closer, you can see how such introductions will be easily forgotten if not ignored.
[2003-07-28] Do You Really Want a Job? It is always amazing to watch recent graduates, both high school and college, as they enter the real business world. Almost without fail, they are ill prepared for the rigors of a successful job search. Sometimes it seems as if they really don't want to find a job.
[2003-07-28] Do You Have the Competitive Advantage to Succeed in Today’s Job Market? Remember the good old days when recruiters contacted you about job leads and answering ads drew enough interviews to keep your search days at a minimum? At one time you may have been a highly sought-after commodity. However, it's far from the reality of today's shrinking job market for most job seekers.
[2003-07-28] How Organizing Your Time Can Save You Money Applying these ten proven time-saving tips can mean the difference between your Internet marketing and home business success, or a life-time of struggle to make ends meet! If applied effectively, these little gems can be some of your most effective money-makers.
[2003-07-25] Work-Life Balance Defined... What it really means! Despite the worldwide quest for Work-Life Balance, very few have found an acceptable definition of the concept. Here¹s a proven definition that will positively impact your everyday value and balance starting today.
[2003-07-25] RELEASE USELESS REMNANTS OF YOUR PAST Are you hanging on to anything in life that really would be best left behind? Holding onto things from the past, that no longer serve you in any positive way? How do you know? Here are a few insights that can help you have a "baggage-free" life.
[2003-07-25] "An Little-Known Reason For You To Create An Information Product" Most people don't go from being unknown to well-known in one day. (Not unless they commit a crime!)
[2003-07-25] Delegate, Relegate, Affiliate! My courseload this semester at the college was, at first, very light. I was scheduled to teach only one class out of my usual four or five each semester. (By the way, the course is called Information Technology Marketing.) Although a rare occurrence, I was told, "We're in the off-cycle." Said one professor, "The winter semester is usually pretty 'dead'." Okay. No problem.
[2003-07-25] How to stay determined The longer I live, the more I am certain that the great difference between the great and the insignificant, is energy -- invincible determination -- a purpose once fixed, and then death or victory. (Sir Thomas Fowell Buxton)
[2003-07-25] How to turn your worst e-mail gaffes into gold Mistakes. We all make them and no one wants to admit to them. We're all faced with the question, how do we recover after we make the occasional slip-up? When it comes to e-mail marketing there's a huge debate over whether to 'fess up or to make like an ostrich and stick our heads in the sand. I'll offer my solution in four words: Own up to it.
[2003-07-25] Write your eBook Fast--First Steps to Finishing Line Why write an eBook?
You want ongoing, lifelong multiple streams of income. You want to raise your credibility and trust ratings with clients or customers. You want to get your message out so the world can be a better place.
[2003-07-25] 7 Steps to Killer Ad Copy Part 1 A Step-by-Step Guide to the 7 Essential Elements You Need to Know in Order to Launch an Effective Online Ad Campaign
[2003-07-25] Format Each eBook Chapter Before you Write It Do you have a problem creating a focus in your chapters? Does your writing slip around, leaving a muddy path to the gold--your unique, useful message?
[2003-07-25] Do You Want Respect As A Publisher? "Learn To Give A Little Before You Get Anything Back"
Does it seem as if no one appreciates your publication and your time and effort and hard work.
[2003-07-25] Focus on What's Great About Your Use of Time Focus on What's Great About Your Use of Time
Do you have too much to do and not enough time to do it? If so, you need to spend your time more effectively. So, where do you start? You need to ask yourself, what is an effective use of your time? What time management system are you going to follow? Well, as time can't be managed, you need to focus on managing yourself. This will enable you to free up time for what you want.
[2003-07-25] Convenience Can Be Costly: Understanding Cash Advances You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A new summer wardrobe, a nice dinner and tickets to a concert, a weekend getaway.
[2003-07-25] Five EASY Ways To Become A Confident Writer A healthy measure of confidence is vital to your growth and success as a writer. If you feel that you need more confidence, start working on developing your confidence NOW. Without a reasonable measure of confidence, you won't even attempt writing assignments which are well within your capabilities.
[2003-07-25] How to Use `Mind Power' to Telegraph Confidence First, relax.
I'm not going to go to the outer limits …
… Just remind you that how you think of a situation has much to do with the way it turns out.
[2003-07-24] USE THE INTERNET TO HELP BUILD A BETTER WORLD Each one of us has been uniquely created by God as a very special person. I truly believe each one of us has a unique talent or gift (or for those lucky ones, numerous talents or gifts - that's not me!). Something unique to offer the world. So let's all use the amazing power of the Internet to build a better world through making a DIFFERENCE.
[2003-07-24] The Seven Deadly Sins of Cell Phone Usage The use of cellular phones has turned into mobile madness. Every where you go, you are bombarded with the sounds of cell phones ringing and people shouting to be heard by a person who is nowhere to be seen. While I was standing in line at a fast food restaurant recently, a phone rang. Six of the nine people waiting in line to place an order grabbed for their belts. One came up a winner and took the call.
[2003-07-24] Achieving Success in 5 Easy Steps There are 5 essential steps or elements to achieving success in your personal and business life. Applying these 5 steps will guarantee the success that you are seeking.
[2003-07-24] Preparing Your Open House For A "Safe" Real Estate Sale Whether selling through an agent or FSBO (for sale by owner), open houses need careful planning.
[2003-07-24] Celebrate Your Quirks! About 5 years ago, I became deaf in my left ear, due to nerve damage. At first I wanted to hide it, ignore it, pretend it didn't exist. I didn't want to wear hearing aids - that just told everyone I "had a problem".
[2003-07-24] What hooked them? A hired candidate is a recruitment success. A position needed to be filled and you filled it, presumably with a hard-working and talented individual who has the skills you require. You know why you chose them - but do you know why they chose you?
[2003-07-24] Avoid Morning Frenzy: 7 Tips for a Calmer Start Ever notice how when you start out the day late, you tend to be late (and cranky) all day? And on the opposite, how a nice calm morning tends to lend itself to a nice calm day? So it makes sense that you'd want to put some thought and preparation into making your mornings as calm as possible. If you're ready for a calmer start, try these 7 tips next week.
[2003-07-24] A Crash Course in Submitting a Children's Book Manuscript While the submission process may feel like second nature to experienced writers, it's easy to forget that newcomers aren't aware of the specific procedures. And since everyone can benefit from a refresher course now and then, here's a rundown of the steps:
[2003-07-24] 7 Quick And Easy Tips To Rescue A Sinking Conversation When a conversation is not working out there is the potential for massive frustration or a breakthrough depending on how you look at it.
[2003-07-24] Good behaviour Behavioural interviewing is a common technique that recruiters use to evaluate a potential candidate. The basic premise of behavioural interviewing is that the best predictor of future results is past behaviour in similar situations.
[2003-07-24] "5 Ways to Make Your Presentations Sizzle" 1. If you're currently using visual aids, stop for a while. It's really easy to try and let the slides give the presentation, which just doesn't work well. Try giving a speech without them; it forces you to focus on your technique.
[2003-07-24] Four copywriting strategies that you can easily pop into your ad copy to shoot your sales through the roof! Whether you like it or not, copywriting skills are a vital part of every aspect of your online business.
It determines your success in your email correspondence to potential business partners, in an offer to your list of customers, and in selling your product on your website.
[2003-07-24] Writing Vivid Descriptions Vivid and clear descriptions make stories come alive. Concrete and specific details paint a more memorable picture for your reader.
[2003-07-24] Writing For Profit and Pleasure - Writing Markets - Poetry Markets - Freelance Writing There are 1000s of writing opportunities for writers and poets who are willing to take some initiative.
[2003-07-23] How To Work At Home As a Freelancer Freelancers are in high demand. There are literally thousands of jobs available for freelancers, and with a little know-how you can land a few of these jobs. I'll tell you how.
[2003-07-23] Overcoming Poor Coworker Relationships Granted. You can't always get along with everybody. There are some people on this earth who simply won't allow you to make friends with them. However, at some point in life, you are likely to come upon a situation where a good relationship with a coworker has become strained for one reason or another.
[2003-07-23] Taking Time For You Whether you're a small one-man show or an international corporation, customer service should be a primary focus of your business. Everyone is aware that providing excellent service is what keeps your customers coming back again and again. In return, those customers keep paying your salary over and over. It makes sense to keep them happy.
[2003-07-23] Customer Service is 10% Aptitude and 90% Attitude Here's a rhetorical question. Have you ever dealt with the employee at a company who obviously didn't care one ounce whether your problem got solved or not? Of course! Everyone has. How did that make you feel? No doubt, you were aggravated, frustrated and disgusted. You probably just wanted to say, "Can I talk with somebody who cares just a little bit?!"
[2003-07-23] Damage Control Ooops! It happens to the best of us. You certainly didn't mean to, but you've managed to make a customer angry. Now what do you do?
[2003-07-23] Emotional Intelligence and Addiction: Ten Key Points Between stimulus and response, there is a space. In that space lies our freedom and power to choose our response. In our response lies our growth and freedom." -- Victor Frankl, Man's Search for Meaning
[2003-07-23] You Get Out What You Put In! During a recent coaching session with Mark, I was briefly reminded of how it feels to give your all to your business and have it spit in your face.
[2003-07-23] Peer Pressure on the Shop Floor One of the things I discovered when working on the shop floor was that peer pressure was never to lift anyone up. It was never to increase productivity. Always, it was to level the field of effort at the lower end and reduce productivity - "don't do anything that will help the company get ahead."
[2003-07-23] 7 Ways To Tune Up Your Life Screwing up is easy. Tuning up usually takes a little bit more attention and patience. Try these 7 easy ways to sneak a little tune-up into your day.
[2003-07-22] Self-Talk Keeps You Sane We all do it! We all talk to ourselves. We're in constant dialogue with our brains, talking to ourselves on how we feel about things, and yes... even the odd profanity that luckily no-one hears.
[2003-07-21] How to Write an Effective Letter of Complaint You're so mad you could spit. That #*^$% company got your order wrong again. You're gonna fire off a letter that'll make made their head spin. Nobody's gonna treat you like that!
[2003-07-21] Your Portfolio: A New Slant on an Old Subject If you're involved in any sort of freelance, or creative work, you know the importance of a portfolio. You need an efficient way to show your best work to potential clients, customers and employers. This article discusses a new approach to creating your portfolio and new ways to portray your creative work to best advantage.
[2003-07-21] Ten Tips for Hassel-free Business Travel If you're a road warrior, these travel tips will help reduce the stress of your journeys.
[2003-07-21] Tips for Good Business Writing You can contribute significantly to your business' success by developing your writing skills.
If you're operating a business, eventually you will be required to write a business document. It could be a business letter, a business proposal, a business plan, a marketing strategy, copy for your web site, a white paper, a job description, an inter-office memo, a Board report, a press release, or…?
[2003-07-18] 11 Tips for Writing a Business Proposal Business in the new millennium means fierce competition, aggressive marketing and strategic alliances. The extent to which a business succeeds or fails often depends upon that business's ability to be awarded contracts or to attract other businesses into Joint Ventures or strategic alliances. To accomplish either one usually requires two key items: good ideas and the ability to present those good ideas in a superbly developed business proposal.
[2003-07-18] Regain Your Job-Search Optimism with Three Easy Steps If you've been in a job search for more than a few months, you already know that one of the greatest challenges is maintaining a positive attitude. Without it, going through the motions can feel as demotivating as running a race in lead boots. You begin to think "What's the use? I've already sent out 50 resumes this week with nothing to show for it."
[2003-07-18] Things Ezine Publishers Want Subscribers To Know Want to make the most of the ezines that you receive? Understanding the following will go a long way towards making your ezine subscribing a pleasant experience.
[2003-07-16] Risking to Win - How to Improve Performance Salespeople and managers who consistently perform at a higher level have certain things in common. They are committed to their success, have a passion for their profession, have clear goals and are uniformly more comfortable taking risks than most. Their ability to take intelligent risks is an important ingredient in their success and a huge determinant in anybody's level of achievement.
[2003-07-16] How Overcoming Your Fear Can Boost Your Career What's the secret to dealing with fear? As a skydiver, I've confronted significant fear in more than 1,300 jumps, including one over the North Pole. The prospect of a job or career change can be an equally rich source of fear. For some people, this fear can be so powerful that it paralyzes them from taking action. Fear can control, limit and make decisions that hinder your career.
[2003-07-16] The Vision to Prevail in an Economic Slowdown - Peripheral That Is It's Spring. It's warming. In the last few weeks, the temperature at jump altitude has moderated. The blast of air as we roll up the door on the skydiving plane at 15,000 feet is no longer frigid. Two days ago, it was even a relatively moderate 42 degrees (F).
[2003-07-16] Travel Light Bringing your emotional baggage into the work place is not effective for all the reasons you may think. Values should be consistent between your personal and professional life, but being human, that is not always so.
[2003-07-16] Benefits Of Resisting The "Buy Now!" Temptation There are countless Internet marketing articles out there on how to influence your customer to get excited and 'buy now!'
[2003-07-15] Know When to Hold, Know When to Fold Success in your career usually means having the abilities of a gymnast--flexibility, strength, focus and skill, heightened by resilience, perseverance, determination and practice. The ability to accommodate change often requires all these things as well.
[2003-07-13] The Tyranny of "What if ... ?" A number of years ago I had a client who came to me in a really bad stressed out condition. He came for one session, and then the next thing I knew I was told he had had a nervous breakdown. When I visited him in the hospital, I was quite surprised to see that his face had a certain radiance to it. I asked how he was doing, half expecting to hear a litany of bad news. Instead, the man smiled and said the following. "I feel very lucky right now. Very blessed. I have let go of nearly everything I was trying to hold onto and I finally became aware of the mantra that I had been repeating to myself over and over again."
[2003-07-11] The Money Value of Time You have, no doubt, heard the phrase "the time value of money". It means that a dollar in your hand today is worth more than a dollar in your hand a year from now. Why? Because of what you can do with that dollar over the next year. You can invest that dollar in an interest bearing account and have $1.05 at the end of the year. If you decide to take your buck in a year, your opportunity cost (foregone investment) will be five cents. Not to mention what inflation will have done to your purchasing power in the meantime.
[2003-07-11] Generate 33% More Job Interviews with this Powerful Letter Style The follow-up letter is a powerful tool often ignored by applicants during job search. Written effectively, it can add weight to your application, particularly when a short list for second or third interviews is being determined by the recruiter. The follow-up letter has several uses:
[2003-07-11] How to Conduct a Meeting If you're the one in charge of meetings, use these EQ competencies to create better ones. A meeting, after all, is a microcosm of your business and philosophy.
[2003-07-11] "Change-Proficiency" You just got downsized, you just got a new boss, your partner just broke up with you, you just found out you're going to be a father, you've enrolled in college, you just got married, your son just had a daughter, you've been transferred, you've been promoted, you're going into the army now . what do all these things have in common? Change!
[2003-07-11] Flip-Flops---For the Office or the Beach? They're back! Flip-flops. Maybe they never really went away. In any case, flip-flops are one of the hottest trends in summer fashion footwear. If you are wondering when the first shoe of this type appeared, I did a little research and discovered that sandals---which is what we are talking about here---came into existence around 2000 B.C. So for those of you who think this shoe is a brand new creation, think again.
[2003-07-10] How the 9 to 5 Grind Could Be Costing You More Than You Earn This article is directed to all you parents out there with pre-school children who would prefer to quit your jobs and stay at home with the kids but think you can't because you think you "need" a second income. Don't be so sure. That 9 to 5 grind may be costing you more than it's paying you.
[2003-07-10] Managing Time to Accomplish More Time is inelastic. Despite what some of us persist in believing, it will NOT magically expand to accommodate all we have to do. So, in order to maximize the time we have available, we have to spend it wisely.
[2003-07-10] Moonlighting's Greatest Challenge ... How to Beat the Time Crunch I receive many emails each week with send times like 5:02 am, 4:47 am and 1:02 am. Ah, I think to myself, another moonlighter. It's tough being a moonlighter, as many of you reading this know only too well. Here are some ideas to help you beat the time crunch.
[2003-07-10] One Foot In Each Camp You have a full-time job but secretly you yearn to break free of the corporate shackles and strike out on your own. You have a great idea for a business but you need the income from your job to pay your mortgage and to feed yourself while you get it underway. Sound familiar? This article considers this dilemma and suggests how you might make the break from paid workforce to your own full-time home business when financial necessity dictates a regular and uninterrupted monthly income.
[2003-07-10] Organize Your Business and It Will Take Care of Itself Describe the top of your desk. No, not what's on it. The desktop itself. What do you mean you can't see it?
[2003-07-10] Standing Up to School Yard Bullies Picture it. You run your own business. You've worked long and hard for the past 18 months to get where you are today. Long hours, no weekends, anxiety attacks in the middle of the night worrying about whether you're going to be able to meet expenses for the month. Your phone rings. You answer it. "Stop sending me your rubbish!", the belligerent voice at the other end yells in your ear before slamming down the receiver. "Fruitcake", you mutter to yourself, dismissing the caller from your mind as you turn to more important things.
[2003-07-09] Pay Attention To Your Customers! A lot has been written about what makes a good salesperson. Education, experience, training, and even a certain inborn "killer instinct" have all been mentioned as necessary qualities to be good at sales. From my experience, however, the best salespeople are the ones who are the best "people watchers."
[2003-07-09] How to Choose, Start, and Succeed in Your Own Part-Time Business This is a great time to start your own business, even if you have never thought of yourself as an entrepreneur. The economy is getting tighter, may companies are laying people off, and a paycheck doesn't go as far as it used to.
[2003-07-08] Personal Finance 101 The subject of personal finance is very broad, but as a beginning, I would like to discuss what I consider the foundations of personal finance: Security, Stability, Growth and Protection & Management.
[2003-07-08] Taxes, Taxes, Taxes: Who Really Pays The Most? Each April our thoughts turn to the coming of spring and the coming of the tax man.
I hear a lot of people complaining about taxes at this time of year. Not just that they have to do their taxes and spend hours pouring over old records and trying to figure out indecipherable forms, but also musings and opinions about taxes in general.
[2003-07-08] Cash Advance Loans: Loan Sharks In Disguise? You have seen them on the corner and in the poorer parts of town with names like "Quick Cash", "Quick Loan", "Payday Loans", "Car Title Loans". They are starting to sprout up all over the country and will soon rival Starbucks for sheer number of locations.
[2003-07-08] Create Your Own Ultimate Debt Elimination Plan The method is simple.
1) Set a monthly amount.
2) Pay all minimum amounts.
3) Pay extra money toward the debt with the highest interest rate.
[2003-07-08] An Emergency Fund: Your First Line Of Defense Downsizing, rightsizing, forced retirement, layoffs, firings, outsourcing, and being made redundant.
[2003-07-08] Inflation: What Is It And Why Does It Happen? "Inflation is the overall or specific increase in the cost of a good or service."
Thank you, Mr. Dictionary.
[2003-07-07] How to Be Happy *Most* of the Time As I am writing this I am 40 years old. For many of you, that sounds young. For those in their teens and 20's, that probably sounds about one inch away from a nursing home.
[2003-07-04] Read This If You're Over 50 and Looking for Work In my career coaching, I often encounter clients who initially are afraid they won't be hired because of their age. They all do get hired, but I decided to back up my personal experience by talking with some senior HR professionals. Here's what they told me.
[2003-07-04] Change-Proficiency You just got downsized, you just got a new boss, your partner just broke up with you, you just found out you're going to be a father, you've enrolled in college, you just got married, your son just had a daughter, you've been transferred, you've been promoted, you're going into the army now . what do all these things have in common? Change!
[2003-07-03] How To Work Out Whether A Business Can Afford To Hire You Can a business afford to hire you? This is a big question for beginning copywriters. It's vital that you get an answer to this question. If you don't, you can spend money and time working with someone who's not in a position to be able to afford your rates.
[2003-07-02] Intuition: Maybe Not Such a "Soft" Skill After All? Lorna Ramsay and her husband, David, live in Scotland and run the TOP-SET® Incident Investigation System ( http://www.TOP-SET.com ). They teach how to investigate industrial accidents all over the world, for high-hazard industries as well as the emergency services and the medical sector.
[2003-07-01] How To Compete With Younger Job Applicants Dear Susan: After 28 years in public employment, I am eligible for retirement. I am proud of the work I've done, but I'm done with it. Time to move on.
I am not, however, ready to retire. I've developed many useful skills as an administrator and have a strong work ethic. In many ways I feel I've just hit my stride and am anxious to start something new. And having retirement income I can afford to start out at an entry level salary.
[2003-07-01] Burnout: An Ounce of Prevention is Worth a Pound of Cure Studies show that people with high EQ (emotional intelligence) are less likely to burn out. Managing our emotions and those of others, and how we react and respond, are crucial to our stress levels, resilience and ability to cope.
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